/* V40: Two-page legal system — Terms + Unified Policy */
.policy-tabs-v40 .policy-tabs-inner{max-width:860px;display:grid!important;grid-template-columns:1fr 1fr;gap:10px!important}
.policy-tabs-v40 a{text-align:center!important;padding:13px 18px!important;border:1px solid #c9ddda!important;background:#f7fbfa!important}
.policy-tabs-v40 a.active{background:#063844!important;color:#fff!important;border-color:#063844!important;box-shadow:0 9px 24px rgba(6,56,68,.16)}
.policy-hero-v40{padding:58px 0 50px!important;background:linear-gradient(135deg,#bdd8d3 0%,#edf7f5 46%,#c9e1dc 100%)!important}
.policy-hero-v40 h1{max-width:1120px!important;font-size:clamp(2.3rem,4.15vw,4.35rem)!important}
.policy-summary-v40 article{display:grid!important;grid-template-columns:auto 1fr!important;grid-template-rows:auto auto!important;column-gap:12px!important;text-align:left!important;align-items:center!important}
.policy-summary-v40 .policy-summary-icon{grid-row:1/3;width:42px;height:42px;display:grid;place-items:center;background:#063844;color:#f6bd55;font-size:1rem;font-weight:900}
.policy-summary-v40 article strong{font-size:.87rem!important;text-align:left!important}.policy-summary-v40 article small{color:#5d7479;font-size:.72rem;line-height:1.35}
.policy-notice-v40{background:#fff4d8!important;border-color:#e4c36e!important}.policy-notice-v40 .container{max-width:1180px}
.policy-overview-section{padding:28px 0;background:#fff;border-bottom:1px solid #d3e2df}
.policy-overview-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.policy-overview-grid a{display:grid;grid-template-columns:auto 1fr;grid-template-rows:auto auto;gap:3px 12px;align-items:center;padding:18px 17px;border:1px solid #cbdeda;background:#f8fbfb;color:#063844;transition:.2s}
.policy-overview-grid a:hover{transform:translateY(-3px);border-color:#7fb1a9;box-shadow:0 12px 28px rgba(6,56,68,.09)}
.policy-overview-grid a>span{grid-row:1/3;width:34px;height:34px;display:grid;place-items:center;background:#f6bd55;font-size:.69rem;font-weight:900}
.policy-overview-grid strong{font-size:.82rem}.policy-overview-grid small{color:#60777c;font-size:.69rem;line-height:1.4}
.policy-layout-v40{background:linear-gradient(180deg,#f5faf9,#fff 230px)!important}
.policy-side-card-v40{border-top-width:4px!important}
.policy-document-v40{gap:13px!important}
.policy-document-intro-v40{background:linear-gradient(135deg,#063844,#0a5662)!important}
.policy-topic-head{display:grid;grid-template-columns:64px 1fr;gap:20px;align-items:center;padding:26px 28px;margin-top:22px;border:1px solid #c7dbd7;background:#e9f4f2;scroll-margin-top:135px}
.policy-topic-head>span{width:54px;height:54px;display:grid;place-items:center;background:#063844;color:#f6bd55;font-weight:900;font-size:.78rem}
.policy-topic-head small{display:block;color:#0d7d89;font-size:.64rem;letter-spacing:.17em;font-weight:900;margin-bottom:5px}
.policy-topic-head h2{margin:0 0 5px!important;font-size:1.42rem!important;color:#063844!important;text-align:left!important}.policy-topic-head p{margin:0!important;color:#526e74!important;text-align:left!important;line-height:1.55!important}
.refund-topic{background:#fff6df;border-color:#ead18f}.refund-topic>span{background:#f6bd55;color:#063844}.refund-topic small{color:#8d650d}
.delivery-topic{background:#e8f1f7;border-color:#c2d7e4}.delivery-topic>span{background:#285f78;color:#fff}.delivery-topic small{color:#285f78}
.privacy-topic{background:#f2edf8;border-color:#d8cbe7}.privacy-topic>span{background:#62437a;color:#fff}.privacy-topic small{color:#62437a}
.support-topic{background:#f4f4f4;border-color:#dadada}.support-topic>span{background:#303b3e;color:#fff}.support-topic small{color:#4e6065}
.policy-rule-banner{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid #dfc16f;background:#fffaf0}
.policy-rule-banner>div{padding:19px 16px;text-align:center;border-left:1px solid #e7d395}.policy-rule-banner>div:first-child{border-left:0}.policy-rule-banner span{display:block;color:#7a6a42;font-size:.68rem;text-transform:uppercase;letter-spacing:.08em;font-weight:800}.policy-rule-banner strong{display:block;color:#063844;font-size:.9rem;margin-top:5px}
.policy-example-v40{margin-top:0!important}
.policy-document-v40 .policy-block{scroll-margin-top:130px}
.compact-footer-bottom>div{gap:18px!important}

@media(max-width:1050px){.policy-overview-grid{grid-template-columns:1fr 1fr}.policy-rule-banner{grid-template-columns:1fr 1fr}.policy-rule-banner>div:nth-child(3){border-left:0;border-top:1px solid #e7d395}.policy-rule-banner>div:nth-child(4){border-top:1px solid #e7d395}}
@media(max-width:680px){.policy-tabs-v40 .policy-tabs-inner{grid-template-columns:1fr!important;gap:7px!important}.policy-hero-v40 h1{font-size:2.05rem!important}.policy-summary-v40 article{grid-template-columns:auto 1fr!important}.policy-overview-grid{grid-template-columns:1fr}.policy-topic-head{grid-template-columns:46px 1fr;padding:20px 18px;gap:13px}.policy-topic-head>span{width:43px;height:43px}.policy-topic-head h2{font-size:1.14rem!important}.policy-rule-banner{grid-template-columns:1fr}.policy-rule-banner>div{border-left:0!important;border-top:1px solid #e7d395}.policy-rule-banner>div:first-child{border-top:0}}