:root{
  --v39-deep:#063844;
  --v39-deeper:#03262f;
  --v39-teal:#0b7880;
  --v39-soft:#e1efed;
  --v39-soft-2:#f4f9f8;
  --v39-gold:#f6bd55;
  --v39-gold-deep:#d99b29;
  --v39-ink:#082f3a;
  --v39-muted:#536d73;
  --v39-line:#c9ddda;
  --v39-shadow:0 22px 60px rgba(6,56,68,.11);
}

/* ========================= ABOUT / COMPANY PAGE ========================= */
.company-about-hero{background:linear-gradient(135deg,#d5e8e5 0%,#f6fbfa 54%,#c7dfdc 100%);border-bottom:1px solid var(--v39-line);padding:66px 0 70px;overflow:hidden;position:relative}
.company-about-hero:before{content:"";position:absolute;width:520px;height:520px;border:1px solid rgba(6,56,68,.10);border-radius:50%;left:-260px;top:-280px;box-shadow:0 0 0 55px rgba(246,189,85,.05),0 0 0 110px rgba(6,56,68,.035)}
.company-about-hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:58px;align-items:center;position:relative;z-index:1}
.company-about-copy{text-align:left}
.company-kicker{display:inline-flex;align-items:center;gap:10px;color:var(--v39-teal);font-size:.73rem;font-weight:800;letter-spacing:.17em;text-transform:uppercase;margin-bottom:16px}
.company-kicker:before{content:"";width:30px;height:2px;background:var(--v39-gold)}
.company-about-copy h1{font-family:'Plus Jakarta Sans',sans-serif;font-size:clamp(2.7rem,5vw,5.2rem);line-height:1.02;letter-spacing:-.055em;color:var(--v39-ink);margin:0;max-width:780px;text-align:left!important}
.company-about-copy>p{font-size:1.03rem;line-height:1.8;color:var(--v39-muted);max-width:720px;margin:22px 0 0;text-align:left!important}
.company-hero-actions{display:flex;align-items:center;gap:24px;flex-wrap:wrap;margin-top:30px}
.company-text-link{font-weight:800;color:var(--v39-deep);border-bottom:2px solid var(--v39-gold);padding-bottom:4px}
.company-identity-strip{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;background:var(--v39-line);border:1px solid var(--v39-line);margin-top:38px;max-width:830px}
.company-identity-strip>div{background:rgba(255,255,255,.82);padding:18px 17px;min-height:86px}
.company-identity-strip small{display:block;font-size:.61rem;letter-spacing:.13em;font-weight:800;color:var(--v39-teal);margin-bottom:8px}
.company-identity-strip strong{display:block;color:var(--v39-ink);font-size:.86rem;line-height:1.45}
.company-about-visual{position:relative;min-height:510px;padding:0 0 34px 34px}
.company-about-visual:before{content:"";position:absolute;left:0;bottom:0;width:70%;height:66%;background:var(--v39-deep);z-index:-1}
.company-about-visual img{width:100%;height:510px;object-fit:cover;display:block;box-shadow:var(--v39-shadow);border-radius:0!important}
.company-visual-card{position:absolute;left:0;right:38px;bottom:0;background:#fff;border-left:6px solid var(--v39-gold);padding:20px 24px;box-shadow:0 15px 35px rgba(6,56,68,.15)}
.company-visual-card span{display:block;font-size:.64rem;letter-spacing:.15em;font-weight:900;color:var(--v39-teal);margin-bottom:7px}.company-visual-card strong{display:block;color:var(--v39-ink);font-size:1rem}
.company-intro-section{padding:72px 0;background:#fff}
.company-intro-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:68px;align-items:start}
.company-intro-title h2,.company-section-heading h2,.company-values-grid h2,.company-about-cta h2{font-family:'Plus Jakarta Sans',sans-serif;color:var(--v39-ink);letter-spacing:-.04em}
.company-intro-title h2{font-size:clamp(2rem,3.2vw,3.45rem);line-height:1.12;margin:0;text-align:left!important}
.company-intro-content{border-left:1px solid var(--v39-line);padding-left:42px}.company-intro-content p{font-size:1rem;line-height:1.88;color:var(--v39-muted);margin:0;text-align:left!important}.company-intro-content p+p{margin-top:16px}
.company-benefit-section{padding:78px 0;background:var(--v39-deep);color:#fff;position:relative;overflow:hidden}
.company-benefit-section:before{content:"";position:absolute;right:-180px;top:-240px;width:540px;height:540px;border-radius:50%;border:1px solid rgba(246,189,85,.18);box-shadow:0 0 0 45px rgba(255,255,255,.025),0 0 0 90px rgba(255,255,255,.018)}
.company-section-heading{text-align:center;max-width:880px;margin:0 auto 38px;position:relative;z-index:1}.company-section-heading .company-kicker{justify-content:center}.company-section-heading .company-kicker:after{content:"";width:30px;height:2px;background:var(--v39-gold)}
.company-section-heading h2{font-size:clamp(2.1rem,3.4vw,3.65rem);margin:0;line-height:1.1}.company-section-heading>p{color:#c8dadd;line-height:1.8;margin:17px auto 0;max-width:820px}
.company-benefit-section .company-section-heading h2{color:#fff}.company-benefit-section .company-kicker{color:var(--v39-gold)}
.company-benefit-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;position:relative;z-index:1}
.company-benefit-grid article{background:rgba(255,255,255,.055);border:1px solid rgba(255,255,255,.13);padding:30px 26px;min-height:230px;transition:.25s}.company-benefit-grid article:hover{transform:translateY(-5px);background:rgba(255,255,255,.085);border-color:rgba(246,189,85,.45)}
.company-benefit-grid article>span{display:grid;place-items:center;width:44px;height:44px;background:var(--v39-gold);color:var(--v39-deep);font-size:.72rem;font-weight:900;margin-bottom:24px}
.company-benefit-grid h3{font-size:1.08rem;color:#fff;margin:0 0 11px}.company-benefit-grid p{color:#bfd2d5;line-height:1.75;font-size:.88rem;margin:0}
.company-compare-section{padding:80px 0;background:#fff}.company-section-heading.compact{margin-bottom:32px}.company-compare-section .company-section-heading>p,.company-process-section .company-section-heading>p{color:var(--v39-muted)}
.company-compare-table{border:1px solid var(--v39-line);box-shadow:var(--v39-shadow);overflow:hidden}
.company-compare-row{display:grid;grid-template-columns:.7fr 1.15fr 1.15fr;min-height:68px;border-top:1px solid var(--v39-line)}.company-compare-row:first-child{border-top:0}.company-compare-row>div{padding:20px 22px;color:var(--v39-muted);line-height:1.55;display:flex;align-items:center;border-left:1px solid var(--v39-line)}.company-compare-row>div:first-child{border-left:0;font-weight:800;color:var(--v39-ink);background:#f4f9f8}.company-compare-row b{color:var(--v39-deep)}
.company-compare-head{background:var(--v39-deep);min-height:60px}.company-compare-head>div{color:#fff!important;background:transparent!important;font-size:.72rem!important;letter-spacing:.1em;text-transform:uppercase;border-color:rgba(255,255,255,.16)!important;font-weight:800!important}
.company-process-section{padding:78px 0;background:linear-gradient(180deg,#dcebe8,#f6faf9)}
.company-process-line{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:0;border:1px solid var(--v39-line);background:#fff;box-shadow:var(--v39-shadow)}.company-process-line article{padding:27px 22px;border-left:1px solid var(--v39-line);position:relative}.company-process-line article:first-child{border-left:0}.company-process-line span{display:grid;place-items:center;width:39px;height:39px;background:var(--v39-deep);color:var(--v39-gold);font-weight:900;margin:0 auto 16px}.company-process-line h3{text-align:center;color:var(--v39-ink);font-size:1rem;margin:0 0 9px}.company-process-line p{text-align:center!important;color:var(--v39-muted);font-size:.82rem;line-height:1.65;margin:0}
.company-values-section{padding:80px 0;background:#fff}.company-values-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:72px;align-items:center}.company-values-grid h2{font-size:clamp(2rem,3.4vw,3.5rem);line-height:1.12;margin:0;text-align:left!important}.company-values-grid>div:first-child>p{color:var(--v39-muted);line-height:1.85;text-align:left!important;margin:18px 0 0}.company-value-list{display:grid;grid-template-columns:1fr 1fr;border:1px solid var(--v39-line)}.company-value-list article{padding:25px 23px;border-left:1px solid var(--v39-line);border-top:1px solid var(--v39-line)}.company-value-list article:nth-child(odd){border-left:0}.company-value-list article:nth-child(-n+2){border-top:0}.company-value-list b{display:block;color:var(--v39-ink);font-size:.95rem;margin-bottom:8px}.company-value-list span{display:block;color:var(--v39-muted);font-size:.82rem;line-height:1.65}
.company-about-cta{background:var(--v39-deeper);padding:48px 0;border-bottom:1px solid rgba(246,189,85,.25)}.company-about-cta-inner{display:flex;align-items:center;justify-content:space-between;gap:30px}.company-about-cta span{font-size:.68rem;color:var(--v39-gold);font-weight:900;letter-spacing:.17em}.company-about-cta h2{color:#fff;font-size:clamp(1.7rem,2.6vw,2.8rem);margin:8px 0 4px}.company-about-cta p{color:#bcd0d3;margin:0}

/* ========================= V39 LEGAL SYSTEM ========================= */
.policy-hero-v39{padding:64px 0 54px;background:linear-gradient(135deg,#cbdeda 0%,#f6fbfa 48%,#d4e8e4 100%);position:relative;overflow:hidden}
.policy-hero-v39:before{content:"";position:absolute;width:440px;height:440px;border-radius:50%;border:1px solid rgba(6,56,68,.09);left:-210px;top:-250px;box-shadow:0 0 0 45px rgba(246,189,85,.055),0 0 0 90px rgba(6,56,68,.028)}
.policy-hero-v39:after{content:"";position:absolute;width:220px;height:220px;background:rgba(246,189,85,.15);right:-80px;bottom:-110px;transform:rotate(22deg)}
.policy-hero-v39 .policy-hero-inner{position:relative;z-index:1}.policy-hero-v39 h1{font-size:clamp(2.35rem,4.4vw,4.65rem);max-width:1000px;margin-inline:auto}.policy-hero-v39 p{font-size:1.02rem;max-width:820px}
.policy-tabs-v39{background:#fff;border-bottom:1px solid var(--v39-line);box-shadow:0 10px 24px rgba(6,56,68,.045)}.policy-tabs-v39 .policy-tabs-inner{justify-content:center;gap:8px;padding:12px 0}.policy-tabs-v39 a{border:1px solid transparent;padding:10px 16px;color:var(--v39-deep);font-size:.76rem;font-weight:800;white-space:nowrap}.policy-tabs-v39 a:hover{background:var(--v39-soft-2);border-color:var(--v39-line)}.policy-tabs-v39 a.active{background:var(--v39-deep);color:#fff;border-color:var(--v39-deep)}
.policy-notice-band{background:#fff7e5;border-bottom:1px solid #ecd395}.policy-notice-band .container{display:flex;justify-content:center;align-items:center;gap:11px;text-align:center;padding-top:13px;padding-bottom:13px;color:#5d4b27;font-size:.82rem}.policy-notice-band b{color:var(--v39-deep);white-space:nowrap}
.policy-layout-v39{padding:48px 0 78px;background:#fff}.policy-layout-v39 .policy-layout{grid-template-columns:292px minmax(0,1fr);gap:28px}
.policy-side-card-v39{top:128px;padding:28px 24px;background:linear-gradient(160deg,var(--v39-deep),var(--v39-deeper));border-top:5px solid var(--v39-gold);box-shadow:var(--v39-shadow)}
.policy-anchor-nav{display:grid;gap:3px;border-top:1px solid rgba(255,255,255,.15);border-bottom:1px solid rgba(255,255,255,.15);padding:13px 0;margin:16px 0}.policy-anchor-nav a{border:0!important;color:#c6d8db!important;padding:7px 0!important;font-weight:600!important;font-size:.76rem!important}.policy-anchor-nav a:hover{color:var(--v39-gold)!important;transform:translateX(3px)}.policy-contact-link{color:#fff!important}
.policy-document-v39{gap:14px}.policy-document-intro{background:var(--v39-deep);color:#fff;padding:34px 34px 32px;border-left:6px solid var(--v39-gold)}.policy-document-intro>span{color:var(--v39-gold);font-size:.68rem;letter-spacing:.17em;font-weight:900}.policy-document-intro h2{color:#fff!important;text-align:left!important;font-size:clamp(1.65rem,2.4vw,2.45rem)!important;margin:8px 0 12px!important}.policy-document-intro p{color:#c8dade!important;line-height:1.75!important;margin:0!important;text-align:left!important}
.policy-document-v39 .policy-block{padding:25px 27px;box-shadow:none;border-color:var(--v39-line);transition:.2s}.policy-document-v39 .policy-block:hover{border-color:#a9cbc5;box-shadow:0 12px 28px rgba(6,56,68,.065)}.policy-document-v39 .policy-number{background:var(--v39-soft);color:var(--v39-deep);font-weight:900}.policy-document-v39 .policy-highlight{background:linear-gradient(135deg,#fff7df,#fff);border-color:#e5c06d}.policy-document-v39 .policy-highlight .policy-number{background:var(--v39-gold)}.policy-document-v39 .policy-block h2{font-size:1.13rem!important;color:var(--v39-ink)!important}.policy-document-v39 .policy-block p,.policy-document-v39 .policy-block li{color:#4f696f;line-height:1.78}.policy-document-v39 .policy-block a{color:var(--v39-teal);font-weight:700}.policy-inline-link{display:inline-block;margin-top:13px;border-bottom:1px solid var(--v39-gold);padding-bottom:3px}
.policy-list{margin:5px 0 0;padding-left:19px;display:grid;gap:8px}.policy-list li::marker{color:var(--v39-gold-deep)}
.policy-example-v39{background:linear-gradient(135deg,var(--v39-deep),#0b5561);border:0;color:#fff;padding:30px}.policy-example-v39>span{color:var(--v39-gold)}.policy-example-v39 h2{color:#fff!important}.policy-example-v39 .policy-example-grid>div{background:rgba(255,255,255,.07);border-color:rgba(255,255,255,.14)}.policy-example-v39 .policy-example-grid small{color:#c9dcdf}.policy-example-v39 .policy-example-grid strong{color:#fff}.policy-example-v39 .policy-example-grid .result{background:var(--v39-gold)}.policy-example-v39 .policy-example-grid .result small,.policy-example-v39 .policy-example-grid .result strong{color:var(--v39-deep)}.policy-example-v39>p{color:#cbdcdf!important}
.compact-footer-bottom>div{flex-wrap:wrap;justify-content:flex-end}

@media(max-width:1050px){
  .company-about-hero-grid{grid-template-columns:1fr;gap:42px}.company-about-copy{text-align:center}.company-about-copy h1,.company-about-copy>p{text-align:center!important;margin-left:auto;margin-right:auto}.company-hero-actions{justify-content:center}.company-identity-strip{margin-left:auto;margin-right:auto}.company-about-visual{max-width:760px;width:100%;margin:auto}.company-benefit-grid{grid-template-columns:1fr 1fr}.company-process-line{grid-template-columns:repeat(3,1fr)}.company-process-line article:nth-child(4){border-left:0;border-top:1px solid var(--v39-line)}.company-process-line article:nth-child(5){border-top:1px solid var(--v39-line)}
}
@media(max-width:900px){
  .company-intro-grid,.company-values-grid{grid-template-columns:1fr;gap:34px}.company-intro-title h2,.company-values-grid h2,.company-values-grid>div:first-child>p{text-align:center!important}.company-intro-title .company-kicker,.company-values-grid .company-kicker{justify-content:center;width:100%}.company-intro-content{border-left:0;border-top:1px solid var(--v39-line);padding-left:0;padding-top:28px}.company-intro-content p{text-align:center!important}.company-compare-table{box-shadow:none}.company-compare-row{grid-template-columns:1fr}.company-compare-row>div{border-left:0;border-top:1px solid var(--v39-line);justify-content:center;text-align:center}.company-compare-row>div:first-child{border-top:0}.company-compare-head{display:none}.policy-tabs-v39 .policy-tabs-inner{justify-content:flex-start;padding-left:14px;padding-right:14px}.policy-layout-v39 .policy-layout{grid-template-columns:1fr}.policy-side-card-v39{position:relative;top:auto}
}
@media(max-width:680px){
  .company-about-hero{padding:46px 0 50px}.company-about-copy h1{font-size:2.55rem}.company-identity-strip{grid-template-columns:1fr}.company-identity-strip>div{text-align:center;min-height:auto}.company-about-visual{min-height:auto;padding:0 0 24px 20px}.company-about-visual img{height:340px}.company-visual-card{right:18px;padding:16px 18px}.company-benefit-grid{grid-template-columns:1fr}.company-benefit-grid article{min-height:auto}.company-value-list{grid-template-columns:1fr}.company-value-list article{border-left:0!important}.company-value-list article:nth-child(2){border-top:1px solid var(--v39-line)}.company-process-line{grid-template-columns:1fr}.company-process-line article{border-left:0!important;border-top:1px solid var(--v39-line)!important}.company-process-line article:first-child{border-top:0!important}.company-about-cta-inner{flex-direction:column;text-align:center}.company-about-cta p{text-align:center!important}.policy-hero-v39{padding:46px 0 40px}.policy-hero-v39 h1{font-size:2.35rem}.policy-notice-band .container{align-items:flex-start;flex-direction:column;text-align:left;gap:3px}.policy-layout-v39{padding:34px 0 56px}.policy-document-intro{padding:27px 22px}.policy-document-v39 .policy-block{padding:22px 20px}.policy-document-v39 .policy-block h2{font-size:1.06rem!important}.policy-tabs-v39 a{padding:9px 13px;font-size:.71rem}.compact-footer-bottom>div{justify-content:center}
}